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We all know the saying - “two things in life are certain, death and taxes.” Unsurprisingly, thinking about the tax due when you are no longer here isn’t always at the forefront of our mind. However, for certain people inheritance tax...
Many people manage their cash savings in a way which is driven by simplicity and convenience. A large proportion of people will have a current account and any savings accounts with the same Bank or Building Society. Keeping your money in one place holds its...
Over recent years more individuals have altered their perception of Environmental, Social and Governance (ESG) Funds. What may have been viewed as a ‘niche’ market, is now considered a widely successful and serious investment strategy....
Diversification. The process to spread your money across a range of different investments, with the objective of limiting your exposure to one type of risk. What does this mean? Although a bit of a cliché, the saying ‘don’t put all...
For many people in the UK their largest financial asset is often their home. Downsizing your home and moving to a smaller property is something which many people consider in later life. In particular, when looking at ways to fund retirement. Rather than...
This is a question which many people find themselves asking. Whether they are approaching retirement or they are starting to save into a pension for the first time. There are various suggestions from different sources as to how much you should be saving...
Following official figures released last month, it has been declared that the UK has now entered a recession following a shrinkage in the economy of around 20%. Many people will remember the last recession in the UK during the financial crisis. But what...
Adverse effects of the pandemic have included confusion, anxiety, relief at times, feelings of division and unity. However, throughout this process, one topic has remained ever-present...uncertainty. Uncertainty is something which has an impact on each of...
As Pride Month 2020 draws to a close, now is a good time to reflect on a huge change to legislation which occurred last year. Following a lengthy legal campaign, Rebecca Steinfeld and Charles Keidan won their appeal to the Supreme Court in respect of Civil...
Over the years, ethical investing has seen a steady growth in popularity as more and more investors begin to favour socially responsible companies. According to the Investment Association, last year 26% of the UK’s assets under management were...
Do you know your Stocks and Shares ISA from your Cash ISA? How about your Lifetime ISA from your Innovative Finance ISA? When it comes to Individual Savings Accounts (ISAs) there are various options available and it can feel overwhelming trying to...
Individual Savings Accounts (or ISAs as they are more commonly known) were introduced by the government on 6 April 1999 to encourage people to save. Individual Savings Accounts benefit from a favourable tax status, which means that all growth and income...
With Essex Pride well underway, we remember the fantastic changes that have been achieved for same-sex couples in recent years, who can now enter into a marriage or civil partnerships. This includes being able to leave your estate to each other on death and...
We all know the saying - “two things in life are certain, death and taxes.” Unsurprisingly, thinking about the tax due when you are no longer here isn’t always at the forefront of our mind. However, for certain people inheritance tax...
Many people manage their cash savings in a way which is driven by simplicity and convenience. A large proportion of people will have a current account and any savings accounts with the same Bank or Building Society. Keeping your money in one place holds its...
Over recent years more individuals have altered their perception of Environmental, Social and Governance (ESG) Funds. What may have been viewed as a ‘niche’ market, is now considered a widely successful and serious investment strategy....
Diversification. The process to spread your money across a range of different investments, with the objective of limiting your exposure to one type of risk. What does this mean? Although a bit of a cliché, the saying ‘don’t put all...
For many people in the UK their largest financial asset is often their home. Downsizing your home and moving to a smaller property is something which many people consider in later life. In particular, when looking at ways to fund retirement. Rather than...
This is a question which many people find themselves asking. Whether they are approaching retirement or they are starting to save into a pension for the first time. There are various suggestions from different sources as to how much you should be saving...
Following official figures released last month, it has been declared that the UK has now entered a recession following a shrinkage in the economy of around 20%. Many people will remember the last recession in the UK during the financial crisis. But what...
Adverse effects of the pandemic have included confusion, anxiety, relief at times, feelings of division and unity. However, throughout this process, one topic has remained ever-present...uncertainty. Uncertainty is something which has an impact on each of...
As Pride Month 2020 draws to a close, now is a good time to reflect on a huge change to legislation which occurred last year. Following a lengthy legal campaign, Rebecca Steinfeld and Charles Keidan won their appeal to the Supreme Court in respect of Civil...
Over the years, ethical investing has seen a steady growth in popularity as more and more investors begin to favour socially responsible companies. According to the Investment Association, last year 26% of the UK’s assets under management were...
Do you know your Stocks and Shares ISA from your Cash ISA? How about your Lifetime ISA from your Innovative Finance ISA? When it comes to Individual Savings Accounts (ISAs) there are various options available and it can feel overwhelming trying to...
Individual Savings Accounts (or ISAs as they are more commonly known) were introduced by the government on 6 April 1999 to encourage people to save. Individual Savings Accounts benefit from a favourable tax status, which means that all growth and income...
With Essex Pride well underway, we remember the fantastic changes that have been achieved for same-sex couples in recent years, who can now enter into a marriage or civil partnerships. This includes being able to leave your estate to each other on death and...
